Latest News

05 Apr 2018

European Union (Payment Services) Regulations 2018

Thurles Credit Union | European Union (Payment Services) Regulations 2018

24 May 2018

Data Protection GDPR

On 25th May 2018, new EU regulations come into effect which are commonly reffered to as the GDPR regulations. The General Data Protection Regulation (GDPR) will strenghten data protection for all citizens within the European Union. GDPR is good news for members. It makes it easier for you to access your personal information and control how it is used.

27 Apr 2019

Online Loan Applications

Experience the power of our new Online Loan Application, an innovative way to secure your Thurles Credit Union loan efficiently and without any hassle.

30 May 2019

Member Notice Savings Cap

In recent years, Thurles Credit Union (TCU) has experienced a significant increase in the level of savings held by members. In 2018 alone, our savings increased by €7.46 million. Under Central Bank regulations, all credit unions are required to maintain reserves of at least 10% of our assets.

07 Oct 2019

Maintenance to our website

Due to maintenance to our website you will not be able to transact today the 30/09/19 from 5pm until 9am Tuesday the 01/10. We apologise for any inconvenience caused.

01 Jan 2020

Managing Financial Debt

Thurles Credit Union | Managing Financial Debt

26 May 2020

Member notice for Online Banking Changes

Please note that we will be introducing some improvements to your Online Banking experience over the coming months. These changes are in preparation for compliance with European banking regulations - Payment Services Directive 2 (PSD2) - which come into force on September 14th 2019. These regulations bring additional safety and security to your online banking.

21 Jul 2020

Coronavirus

Due to the rise of the Coronavirus (COVID-19) within Ireland, we thought it to be prudent to share some of the additional ways you can access your Credit Union services.

Join Us

Joining Thurles Credit Union is the best decision you could make for your money. We accept new members of all ages from our surrounding areas in our common bond. This covers the Thurles Postal district with the exclusion of Borrisoleigh, Castleiney, Drangan, Fethard, Mullinahone and Templemore. Member must Live or Work within the common bond area.

How To Join

*In order to apply for membership, you must present yourself at the Credit Union office with the following documentation:

  • Valid Photo ID -a passport or driver's licence
  • Proof of Address - a bank statement or utility bill dated within the past 6 months
  • Proof of PPS number (e.g. Official Government Document, Social Welfare letter etc.)

If you don’t hold a passport or driver’s licence please ask in your local credit union about alternative documentation that may be accepted in exceptional circumstances.

Join Us Form

Please complete the form below. We will get in touch as soon as we can (between 9am & 5pm). Alternatively, login to the members area and apply online at any time.

Persons wishing to open a new member account should:

  • ensure they have all the necessary documentation required
  • allow sufficient time for staff to process the membership application and meet our regulatory obligations

Members Benefits

Flexible & Convenient Loans

Members can take out flexible loans and repay at tailor-made schedules. All our loans are fully insured (for free) against disability or death, subject to policy requirements.

Interest is charged on Reducing Loan Balance

Interest is charged on the reducing loan balance - you only pay interest on what you owe. This means lower interest charges paid over the life of the loan.

Not-for-Profit Mutual Financial Co-operative

Thurles Credit Union is a not-for-profit mutual financial co-operative. Members own and control the Credit Union. All surplus goes back to the members.

Dividend on Savings

Last year, we paid a 0.1% dividend on members' savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Quality Service, No Hidden Fees

You can be assured of a professional, quality service from Thurles Credit Union in all dealings with your money and we don't charge hidden fees.

Pay by Direct Debit

Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services

Take advantage of a host of additional member services available. We have arranged special house and travel insurance discounts for our members. See our Available Services page for more details.

Ask any staff member for more details about joining the Credit Union or, for further information, see the different sections of this web site.

The European Union (Payment Services) Regulations 2018

Click the link below to access a leaflet on members 'Framework Contract' with Thurles Credit Union in relation to the particular payment account referenced and for the purposes of the Regulations.

Thurles Credit Union will process your personal data when you Become a member. Our Member Data Protection Statement provides more information.