Join Us
Joining Thurles Credit Union is the best decision you could make for your money. We accept new members of all ages from our surrounding areas in our common bond. This covers those who live or work in the Thurles Postal district (with the exception of Borrisoleigh, Templemore, Castleiney, Drangan and Fethard) and within a 10 mile radius of Roscrea Post Office.
JOIN ONLINE AND SAVE TIME
Anyone living, working, or studying in the common bond can now become a member of Thurles Credit Union without stepping foot in their offices. It’s all thanks to their new mobile app. You can apply in minutes, and once approved, you can transfer funds, apply for a loan and a whole lot more. It's fast, easy, and secure.
‘We’re delighted with the new app and everything it can do’, says Brian King, CEO of Thurles Credit Union. ‘It makes the process of joining a lot easier. You can upload your proof of ID, address, and PPSN on your smartphone. Advanced biometric facial technology is used to capture and verify who you are. Simply take a selfie and you are done. We think it’s going to be a real game-changer for us. If there are people out there who have been thinking of joining Thurles Credit Union but were put off by paper forms, this app is for them.’
Apart altogether from the new mobile app, becoming a member of Thurles Credit Union is one of the best decisions you can make for your money. We are a not-for-profit community organisation and offer great value loans with flexible repayment options and free protection insurance. In these challenging times, we are always there for you.
To download the app, just go to Google Play or the App Store and search for 'Thurles Credit Union'.
How To Join
You can now apply for membership straight from your phone. You'll need to submit the following documents along with your application:
- Valid Photo ID -a passport or driver's licence
- Proof of Address - a bank statement or utility bill dated within the past 6 months
- Proof of PPS number (e.g. Official Government Document, Social Welfare letter etc.)
If you don’t hold a passport or driver’s licence please ask in your local credit union about alternative documentation that may be accepted in exceptional circumstances.
Persons wishing to open a new member account should:
- ensure they have all the necessary documentation required
- allow sufficient time for staff to process the membership application and meet our regulatory obligations
Members Benefits
Flexible & Convenient Loans
Members can take out flexible loans and repay at tailor-made schedules. All our loans are fully insured (for free) against disability or death, subject to policy requirements.
Interest is charged on Reducing Loan Balance
Interest is charged on the reducing loan balance - you only pay interest on what you owe. This means lower interest charges paid over the life of the loan.
Not-for-Profit Mutual Financial Co-operative
Thurles Credit Union is a not-for-profit mutual financial co-operative. Members own and control the Credit Union. All surplus goes back to the members.
Dividend on Savings
Last year, we paid a 0.1% dividend on members' savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No Hidden Fees
You can be assured of a professional, quality service from Thurles Credit Union in all dealings with your money and we don't charge hidden fees.
Pay by Direct Debit
Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.
Member Services
Take advantage of a host of additional member services available. We have arranged special house and travel insurance discounts for our members. See our Available Services page for more details.
Ask any staff member for more details about joining the Credit Union or, for further information, see the different sections of this web site.
The European Union (Payment Services) Regulations 2018
Click the link below to access a leaflet on members 'Framework Contract' with Thurles Credit Union in relation to the particular payment account referenced and for the purposes of the Regulations.
Thurles Credit Union will process your personal data when you Become a member. Our Member Data Protection Statement provides more information.
